Perso brings the best of Monarch, YNAB, Simplifi, Rocket Money, PocketGuard and Empower to Papua New Guinea — multi-currency, manual-first, no bank-feed required. Your whole household's money in one calm dashboard.
Every account — cash, bank, KamaPro, loans, property — netted to one number in your base currency, tracked over time.
Give every dollar a job. Assign income to categories until there's nothing left to budget — YNAB-style, with envelope rollover.
One honest number: what's truly free to spend after bills, savings and budgets are set aside — PocketGuard's best idea.
Project your balance up to a year ahead from your recurring bills and income. See the low point before it bites.
Auto-detect recurring charges from your history, get reminders before they're due, and catch price creep.
Avalanche or snowball, with a projected debt-free date and the interest you'll save by paying extra.
Hold PGK, AUD, USD and more at once. Set your own FX rates — no dependence on live feeds that skip PNG banks.
Both partners, one picture. Separate logins, shared budgets and goals — built for how families really manage money.
A pngcloud product · Port Moresby. Your data stays yours — manual-first, no bank credentials, no selling.